Home Mortgages To Fit Your Life

Capital Home Loans provides competitive mortgage options that fit your unique situation.

Conventional Loans

VA Loans

FHA Loans

USDA Loans

Refinancing

Welcome to Capital Home Loans.

At Capital we are dedicated to serving the community by providing competitive mortgage options. Buying a home is a great step towards financial success and our team is here to make that process as smooth as possible. Reach out to us today to find out how Capital can help you!

We’re Ready To Help You Through The Mortgage Process.

1

Submit Your Application

Select a mortgage loan officer and submit your application to start the loan process.
2

Loan Process & Review

We'll contact you to gather any additional information we might need, and then will begin the underwriting process.
3

You're Pre-Approved!

We'll contact you when your loan is pre-approved and you're ready to make an offer on a home!

Kevin Robinson

MORTGAGE LOAN OFFICER | OWNER
C: 419-764-0806
O: 567-331-8414
NMLS # 428089

Apply With Kevin

Colin Kass

MORTGAGE LOAN OFFICER
C: 419-699-7493
O: 567-331-8414
NMLS # 1212332

Apply With Colin

Greg Talbert

MORTGAGE LOAN OFFICER
C: 419-787-2119
O: 567-331-8414
NMLS # 1498805

Apply With Greg

Amy Brentlinger

MORTGAGE LOAN OFFICER
C: 419-351-5542
O: 567-331-8414
NMLS # 1582010

Apply With Amy

Justin Tucholski

MORTGAGE LOAN OFFICER
C: 419-318-9331
O: 567-331-8414
NMLS # 2155461

Apply With Justin
Capital Home Loans
5.0
Based on 121 reviews
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Courtney Lowe
Courtney Lowe
03:14 24 Feb 23
Greg and Courtney were recommended to us from a friend and they did not disappoint! They kept us on track during our home buying process while answering all our questions along the way. They truly made the first time home buying experience a breeze. We will continue to recommend them to friends and family for sure!
Joshua White
Joshua White
13:54 23 Nov 22
Colin and Sam were the best throughout the home buying process, being a first time buyer and having a team with experience and knowledge to guide me and my family through this process was invaluable!! I will definitely give them a call before buying my next home.
Meifang Yu
Meifang Yu
02:07 02 Nov 22
We worked with Colin and Sam for our first home buying. They are really easygoing and always there for us to answer all the questions we had. The whole process was pretty smooth with their hard work! Highly recommend!!
Thor theBerner
Thor theBerner
16:36 12 Oct 22
I just wanted to share my personal experience using Capital Home loans. I had the opportunity to work with Greg and Courtney and they both did an excellent job at reviewing information with me and guiding me through the process of buying our first home. If I had any questions they were there to speak with and review information with which was extremely helpful. The process was very simple which speaks volumes into how prepared they were. I would highly recommend these fine folks to anyone.
Marcus Feckley
Marcus Feckley
09:20 13 Aug 22
They were extremely helpful in purchasing a new home. Kevin and Courtney both helped with any questions I had and were always quick to respond.
David Azoni
David Azoni
20:39 12 Aug 22
I worked with Kevin and Courtney from the beginning pre-approval stage all the way to closing a few weeks ago. They helped me answer all my questions and I highly recommend My Capital Home Loans for anyone looking to make their first purchase!Highly satisfied with the entire experience. Thanks again Kevin!
Brody Brenner
Brody Brenner
16:45 31 Jul 22
I was super grateful for everyone at capital Home Loans, especially Samantha and Colin. They were there with me every step of the way, answered every single question I asked with patience, and always had my best interest in mind. I’d never work with anyone else after this experience. I cannot thank you all enough!!! They made this experience easy!
Rob C
Rob C
19:09 17 Jul 22
We recently just bought our first home with capital home loans. All I can say is it was by far one of the smoothest experience’s I have come across when making a big purchase. Collin and Sam went above and beyond to make sure everything went as smooth as possible. If we ever decide to make another purchase or can make any recommendations this is the place and the people to go to.I want to say thank you to Capitol and to Collin and Sam for all your work.
Mattie Moomaw
Mattie Moomaw
23:56 01 Jun 22
Colin and Sam were great! Any questions I had they were right there to answer! They responded very quickly when they were busy and I had to leave a message! So happy to have used them to buy my first home!!
patti Conley
patti Conley
18:55 22 Mar 22
We worked with Colin, Matt (short term coverage) & Sam at Capital. This team was absolutely amazing, efficient, professional & prompt. We could not be happier with the service provided by this team! Thank you all for being a part of our dream home purchase journey.
Trevor Newby
Trevor Newby
13:51 21 Mar 22
A HUGE THANK YOU to Kevin and Courtney for helping us through the home buying experience. Kevin and Courtney were absolutely fantastic all throughout the home busying process. The did a great job of keeping us informed. As well as making themselves available at a moments notice. Their prompted response time really helped keep our minds at ease when it came to some of the questions we presented to them. We were referred to Kevin and Courtney by our friend Andy Grier and we can't thank him enough... for the referral. I will be sure to spread the word of our great experience.Thanks Again,Trevor & Ashely Newbyread more
McCall Johnson
McCall Johnson
14:02 10 Mar 22
Worked with Kevin and Courtney to purchase my first home! I had absolutely no idea what I was doing and they both were very patience and helpful throughout the entire process. Courtney constantly stayed on top of everything to make sure the process was as smooth and quick as possible. Got everything closed in about 3 weeks. Would definitely refer them to a friend and use them to purchase my next home. Thanks guys!
Martha Thompson
Martha Thompson
16:37 28 Feb 22
Highly recommend Colin, Sam, and the team at Capital Home Loans! They truly care about their customers and it shows in their customer service, attention to detail, and communication. They want it to be a great experience and it was. You won't be sorry. Thanks Colin and Sam!
Kelly Raymond
Kelly Raymond
18:08 03 Dec 21
Colin and Sam were absolutely fantastic!!! As a Realtor, my clients have used Capital 10+ times in the last year. This time, my husband and I got to experience home buying with this dynamic duo and they did not disappoint. From the very beginning application through closing we were well informed of the steps and process. Colin was always answering our crazy questions And Sam was there every email too. We had a few requests due to health issues and they were very accommodating. I would recommend... the entire Capital team as both a Realtor and personal home buyer.read more
Kaitlyn Wright
Kaitlyn Wright
19:10 13 Nov 21
Colin and Sam were extremely helpful and explained what they needed and why in order for us to get approved for a home loan. They were available and communicated efficiently and effectively and answered all our questions. Thanks for a smooth process and we couldn't be happier in our new home!!
Matthew Alleva
Matthew Alleva
13:40 05 Oct 21
Review for Capital Home Loans and their employees Toledo Ohio area-To whom it may concern-We were able to get into a house that we would consider to be our “dream home” recently. We started the process by going with 2 national lenders and one other local lender. The three would not find a way to make it happen for us to buy this home. One started by talking to us but after seeing they would have to do some work, they had another associate call me to let me know it wasn’t going to work out.... Relatively same situation from other two. My family and I were totally Devastated. My Real Estate Joe had me try this company Capital Home Loan. I thought worth a try but there is no way they will make it work since 3 others couldn’t. Courtney and Kevin worked with me making sure we had all updated information. They put together a plan with the underwriter and within a small amount of time I get a call from Courtney expecting her to let me know maybe next time but this wasn’t the case. She congratulated me on my approval and shorty after we signed all paperwork. I could not believe what they did. Also there percent was lower than the others! This is my third home purchase and when I get great service I like to share. Also wouldn’t mind sharing the other 3 companies but I will be professional but I will never give them my business. I will always recommend Capital. I also want to add they had great communication with me calling me right away when they needed something and always answering my calls. Even on a Saturday!! All lenders need to take a note here on customer service. They made it happened, you didn’tMattread more
Chris Sekulski
Chris Sekulski
17:45 08 Sep 21
Kevin is very client oriented and makes sure the lending process is understood and the borrower feels comfortable. He is available after hours if something comes up. I would not hesitate to recommend Capital Home Loans and Kevin in particular to family and friends.
Yevgeny Yontov
Yevgeny Yontov
19:54 23 Aug 21
We worked with Kevin and Courtney. They got us a great rate, were super responsive, and managed to get us approved well within our 30-day window. I can't recommend them highly enough.
Ben Perkins
Ben Perkins
21:39 17 Aug 21
Kevin, Courtney and the Capital Home Loan team were amazing. Kevin was able to earn our business and gave us the best possible options. Kevin was helpful and was a call or text away at any time throughout the process. We feel good about spending our money locally and are thankful that Kevin and the Capital team were able to beat national competitor rates. Kevin took time to explain many details of the process and made a complicated situation as simple as could be. Great communication... too!Thank you Kevin!read more
Michelle Chapman
Michelle Chapman
21:11 17 Aug 21
Kevin and Courtney were amazing! Every step of the process was efficient and positive. So glad that my realtor sent me their way!
Michael Bryant
Michael Bryant
18:07 20 Jul 21
Overall the experience was positive. The team was generally well organized and did what they said they were going to do. There were one or two instances in which I had to remind them of a particular circumstance or limitation. However, when I had to communicate with them it was easy and well-received. They are far superior to other home loan companies I have had interactions with in the past and will recommend them in the future.
Dakotah Cox
Dakotah Cox
16:38 30 Jun 21
Amy and the Capital Home Loans team did an excellent job throughout the whole process. Everything was made easy and the work they did was done efficiently and done well. I couldn't recommend Capital Home Loans more!
Barbara Cohen
Barbara Cohen
12:58 16 Jun 21
Thank you Greg and Courtney for such a wonderful and easy experience! You answer my concerns and questions with kindness no matter what time it was. We can't thank you enough for making our forever home possible!
Lauren Anderson
Lauren Anderson
20:50 01 Jun 21
My husband and I cannot possibly say enough great things about Colin Kass, Sam Hoppe, and all the staff at Capital Home Loans here in Perrysburg, Ohio. With how intense the market currently is, Colin and Sam were there to help walk us through the lending process with ease, and both were available every time we had any questions or needed help through the process. Not only were they so wonderful to work with, the fact that they were here locally made such a HUGE difference. We couldn't be... happier with our service, and we'd happily recommend Colin and Capital Home Loans to anyone looking for mortgage needs!read more
Robert Koch
Robert Koch
13:43 19 May 21
Great people to work with. Colin & Sam were wonderful and very helpful in getting the process completed as painless as possible. I would highly recommend Capital Home Loans to everyone.
Holly Alcock
Holly Alcock
12:31 18 May 21
Greg and the Capital team were wonderful and efficient! They were always there if I had a question and Greg took the time to talk me through the entire process. I’m so glad I choose Greg and the Capital team! Thank you for making the dreams of our own home come true!
Rachel Santoy
Rachel Santoy
22:04 19 Mar 21
If you're new to the home loan/refinance game let me just tell you first hand I'd never go anywhere else!!! Kevin is amazing in all aspects of the process. Always quick to respond to any questions, helpful in all matters, and very understanding. Thanks again for the wonderful experience of having absolutely no worries.
Heather Patacca
Heather Patacca
15:04 07 Mar 21
The team at Capital Home Loans has made the home buying process easy for my clients. They did a great job communicating, setting expectation, and even closing us in a very short amount of time! I also personally went through the process of refinancing and they made the process simple and found me the best deal!
Felix Boecker
Felix Boecker
13:42 06 Mar 21
If I could give 6 stars, I would. They are absolutely amazing throughout the whole process and make it easy to get a home mortgage. Easy to communicate with and get any and all questions answered. They are very open and honest about the process. Come to think of it, I might even want to give them 7 stars instead of only 6.
Danielle Stewart
Danielle Stewart
19:18 08 Feb 21
Colin and Sam were amazing! We switched lenders during our house hunting journey and we could not be happier with our experience. Very responsive and knowledgeable. Easy to work with and went above and beyond. Very professional and understanding when challenges came up. If you aren't working with Colin you're missing out!
Jeremy Wolf
Jeremy Wolf
15:25 04 Feb 21
Highly recommend Kevin and his team at Capital Home Loans. As a Realtor they have always provided top notch service to all my clients that have used their services. Very customer service oriented and always find a way to get to the closing table, even in difficult situations. They are great to work with on a purchase or a refinance.
Alex L
Alex L
14:31 04 Feb 21
Working with the team at Capital Home Loans was a wonderful experience as I bought my first house. I worked with Colin Kass and he made the whole process very easy and stress free. I would recommend Colin and Capital Home Loans for any first time buyers like myself!
Bryan Hartzler
Bryan Hartzler
18:41 30 Jan 21
The team at Capital Home Loans has helped several of my clients with buying their homes. They make the process very easy on both the client and the real estate agent. The Capital team does a great job in communicating and lets everyone know what is going on so we can stay on top of every part of the deal. If you are looking to buy or refinance, give Capital Home Loans a call, I highly recommend.
Dan Andreuzzi
Dan Andreuzzi
14:54 30 Jan 21
The Capital team was great to work with. They were able to answer all my questions quickly and made the whole refinance process easy to navigate. I would recommend reaching out to Kevin Robinson for any mortgage needs you may have. He was very thorough and professional.
Austin Dantin
Austin Dantin
16:44 13 Jan 21
Kevin Robinson, and the entire Capital Home Loans team are incredible to work with. With any business, you are always looking for the best product or what is most beneficial to you, but being able to develop a relationship and trust the person you are dealing with is what sets them apart from everyone else. I have worked with Kevin on our home purchase and recent refinance, and I will continue to work with them in the future because I trust them, they were always there to answer any and all... questions I had (which were a lot), and most importantly, I enjoy working with them. Great people, great business, highly recommend!read more
Bryan Evans
Bryan Evans
19:51 10 Jan 21
From our first conversation Colin And Sam were excellent to work with. They made the financing process easy to navigate, and offered useful insight along the way. They were extremely responsive, returning calls and getting answers within minutes whenever we needed something. I highly recommend them if you are looking for a home loan. Keep up the good work!
amanda taylor
amanda taylor
13:14 19 Dec 20
Capital Home Loans came highly suggested from my realtor and I am so happy she recommended them! I have had such a smooth experience even through Covid. The team was great answering any questions I had and guided me through the whole process of purchasing my first home. Knowledge and customer service were both top notch! Huge thank you to Colin K., Sam and staff!
Allie Cocke
Allie Cocke
05:16 19 Dec 20
Colin and Sam were great to work with! This was our first time buying a home and every time I asked a question they were both super friendly and helpful. Would definitely recommend working with them!
Joseph Stebli
Joseph Stebli
20:49 17 Nov 20
The entire team at Capital Home Loans took ownership of my loan process. They answered all of my questions and addressed all of my concerns. Courtney was particularly helpful with every phase of the process. I would have no hesitation recommending the Group to anyone. Completely satisfied.
Austin Cooper
Austin Cooper
18:38 06 Nov 20
Capital Home Loans were so great to work with. Colin and Sam communicated great, answered all of my questions and got me a great interest rate. I highly recommend using them!
Christina Zimmerman
Christina Zimmerman
23:37 27 Oct 20
Kevin Robinson and Courtney Cleveland were both wonderful to work with. We are out of state so everything had to be done remotely. Courtney was always quick to give me a call when there were documents to sign electronically, and was wonderful with communication through the whole process. This was our first time purchasing a property with self-employment income, and though that meant even more documentation than usual, it was a smooth process and we had no issues. I highly recommend the... Capital Home Loans team.read more
S A (Reef)
S A (Reef)
16:19 23 Oct 20
I have recently worked with Capital Home Loans on the purchase of my home and a subsequent refinancing, as well. My Mortgage Broker, Kevin Robinson, helped me find the best product and rate to fit my needs. He was always responsive to my questions and between him and my Transaction Coordinator, Courtney Cleveland, I always knew what to expect and where I was in the process. I first worked with Kevin on a home purchase a few years ago, which went similarly well. When I found myself in a... position to upgrade my family's living arrangements, I immediately reached out to Kevin to get a loan pre-approval letter and start the initial purchase process. When I found the home I wanted, he was able to get my loan structured the way I had requested and funded much faster than the sellers' side of things was resolved. We were able to close very quickly and my family had the home of our dreams. If you're looking for a mortgage, I highly recommend Capital Home Loans, and Kevin Robinson in particular. I know that I'll call him the next time I'm buying or refinancing.read more
Sherri Boggs
Sherri Boggs
19:38 15 Oct 20
Working with Colin and Sam was a wonderful experience. They made buying my new home very easy. They were encouraging when it came to the paperwork and answered my questions in a timely manner. I highly refer using Capital Home Loans when purchasing a new home.
Robert Martin
Robert Martin
01:12 01 Oct 20
As first time home buyers, Kevin and his team were very easy to work with. Whenever we had a question Kevin responded quickly. The entire experience was smooth and I would recommend using Capital Home Loans to friends and family.
Armando Duran jr
Armando Duran jr
02:43 28 Sep 20
Highly recommend capital home loans they went above and beyond to get us in our new house
Tina Griffith
Tina Griffith
20:29 26 Sep 20
Colin and Sam did a great job handling our transaction! They communicated well and often and we even closed 7 days ahead of schedule!! Thank you!
Devin
Devin
14:32 21 Sep 20
Had a great experience with Kevin Robinson and his team. Coming from overseas and buying my first house, they were able to get me the best rate and while being also very knowledgeable and professional. They are very military friendly and would gladly recommend again to anyone looking to buy a home.
Scott Connell
Scott Connell
04:19 15 Sep 20
Great experience working with Kevin Robinson at Capital Home Loans. He was there every step of the way during this process. I would not hesitate to work with him again and would refer anyone I know to him and his group.
Tim Bialecki
Tim Bialecki
22:18 12 Sep 20
Kevin and Courtney were both amazing! They were always available and made the process as simple and easy as possible. Would highly recommend. They treat you like family from start to finish. I could not be any happier with their service.
Jessica Roque
Jessica Roque
20:27 11 Sep 20
We had a wonderful experience with Capital Home Loans. We specifically worked with Colin, and he was always very courteous and professional. He was knowledgeable and helped us every step of the way. Thanks to Capital Home Loans we purchased our new home, and we would recommend them to anyone.
Rhyn Davies
Rhyn Davies
18:50 11 Sep 20
I had a great experience with Capital Home Loans. My loan officer, Colin, and his colleague, Sam, did a great job following through with all the parts of the loan process and communicated well with me. They were very responsive and knowledgeable. Colin got me a fantastic interest rate and was very helpful in explaining the terms of the loan options in ways that I understood. I would recommend Colin and Capital Home Loans to anyone shopping for a home loan.
Andy Fisher
Andy Fisher
18:36 29 Aug 20
Kevin and Courtney were extremely knowledgeable and responded to questions very quickly. Great experience working with them, and they were able to get us a great rate!
Kari Purdy
Kari Purdy
17:48 24 Aug 20
Working with Kevin and his team was a great experience. He always got back to me in a timely manner and was great about answering my many questions. I would definitely recommend Kevin with Capital home loans and I would go through them again in the future.
Natalie Flahie
Natalie Flahie
18:21 12 Aug 20
Colin was great to work with! He kept us informed the entire process, which was longer for him, since we were building a home. We always knew when he was submitting paperwork, when the status changed, etc. Colin got us an amazing rate, and we closed on time. Colin always puts his clients first, and I cannot recommend him enough!
Shari McCourt
Shari McCourt
02:05 29 Jul 20
Kevin and his team were very supportive. Kevin took the time to make sure I understood the process and answered all my questions in a timely manner. I would highly recommend Kevin and his team!
Adrian Blackmore
Adrian Blackmore
12:32 27 Jul 20
We have now worked with Kevin twice in the past. This last time refinancing with Capital Home Loans was simple and quick. Anytime there was a question or doubt the team was responsive to answer. In total it took 12 days to be approved to close. I'd highly recommend using them for their high level of service and efficiency.
Matthew Perkins
Matthew Perkins
15:04 06 Jul 20
Capital Home Loans went above and beyond with our lending process. Personable, prompt and professional! Highly recommended!!
Kyle Bucher
Kyle Bucher
13:15 02 Jul 20
My wife and I financed our new mortgage with Kevin and Capital Home Loans and then refinanced with them when the rates dropped. On both instances we experienced a knowledgeable, personable and courteous staff who strive for efficiency and to make sure you are getting the best option that suits your individual needs. I would recommend them to anyone!!!
Landon Drewes
Landon Drewes
15:03 01 Jul 20
Capital Home Loans was an incredible resource for us. Answered all of our questions timely and is very knowledgeable and friendly. Highly recommend.
Joelle Hughes
Joelle Hughes
00:24 01 Jul 20
Kevin Robinson was a huge help in finding my perfect home! Very responsive to my questions and well informed about the process!
Nicole Hartschuh
Nicole Hartschuh
15:20 23 Jun 20
We refinanced our home with Capital. Kevin was extremely responsive and knowledgable. Everything was done online and couldn't have been easier! I would highly recommend Capital to anyone looking for home financing of any type.
Zane Powell
Zane Powell
21:40 21 Jun 20
My wife and I recently purchased our first home, which was a daunting, and sometimes confusing experience. With the help of our awesome realtor and our mortgage loan officer Colin, we had a great experience. He was always available to answer questions and walk us through the process.
Jason Viers
Jason Viers
03:03 20 Jun 20
Colin was definitely a pleasure to work with. He provided a thorough and seamless experience throughout the whole process of purchasing our new home. Thank you to Colin and the rest of the Capital Home Loan team.
Phil H.
Phil H.
00:22 19 Jun 20
Being our first time buying a home, we were very anxious about the entire process. Kevin and Courtney were the 2 that we worked with and they made the entire process a breeze. If we had any questions or concerns along the way they were extremely helpful and calmed our nerves. We would highly recommend them and would definitely work with them again.
Ryan Davis
Ryan Davis
19:47 18 Jun 20
Kevin was insightful and helpful. He sought out the best situation for our family and did his best to ensure that we were taken care of. I have recommended Capital Home Loans to several friends and coworkers, and everyone has had nothing but positive experiences.
Avery Hancock
Avery Hancock
18:34 18 Jun 20
Kevin, Courtney, and Scott were amazing throughout our home buying process. Even with all the uncertainty surrounding COVID-19, they were very responsive and always available to answer questions. Evenings and weekends included, they were quick to get in touch with us about updates and the status of our loan. I would highly recommend them to anyone looking to purchase a home!
Randy Peace
Randy Peace
22:31 21 Apr 20
Colin is Absolutely amazing! quickest deal in history!!! very thoroughvery nice. will recommend him to everyone i can.
Jacob Schlegel
Jacob Schlegel
00:36 04 Feb 20
Kevin & Colin are great to work with. They know what they’re talking about and it were not just a number to them like you are with a big bank. Would definitely recommend them to friends and family when they’re buying a home!
Rachelle Dennis
Rachelle Dennis
19:22 03 Feb 20
My husband and I recently purchased our first home and Colin Kass helped us out! He was amazing and told us everything we needed to know so we weren't lost! We would recommend him to anyone!
Ashley Redner
Ashley Redner
19:16 03 Feb 20
Working with Colin Kass is always a great experience! He is knowledgeable, friendly and most of all timely in getting back to his clients. I highly recommend him if you are looking for a home loan or to refinance.
Greg Durivage
Greg Durivage
16:10 31 Jan 20
Refinanced with Kevin and his team this week, and it couldn’t have been any easier. After speaking with Kevin I was able to apply online in under 10 minutes at which point he immediately followed up with me to get the few documents needed. Thanks to Kevin and his team for all the knowledge, help, and making the process simple.
Jacob Schlegel
Jacob Schlegel
15:20 31 Jan 20
Kevin & Colin are great to work with. They know what they’re talking about and it were not just a number to them like you are with a big bank. Would definitely recommend them to friends and family when they’re buying a home!
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